September 23rd 2011

Market Commentary for Wed. 9/14

Hello All,   It turns out the rumor of China buying Italian bonds was nothing more than just a rumor.  No new developments out of Europe, and positive corporate earnings allowed stocks to post another day of gains.  Nothing more than consolidation until we find out what Europe’s fate is, and we await a skewed reaction to option ex on Friday.  The choppy action in the Eurocurrency is evidence of the rapid change in sentiment, as the larger pattern still remains bearish.  With Gold ticking back up after holding support around $1800, another wedge pattern is evident where we can get a larger break to the upside if there is no resolve with Europe.  Treasury yields are not necessarily correcting in a dramatic fashion which leads me to believe that there is still room for further deterioration as investors flock to safety in light of the SNB’s currency intervention.  The Fed stated today that it would buy about $16 billion over the next month as part of its reinvestment of maturing assets, as the central bank may decide to swap short term treasuries with long term securities to cut borrowing costs.  We also Full Article…

Tags: Wed, Wed 914

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September 23rd 2011

Maryland Debt Settlement Service Provider Bond


Maryland State has added a new law relating to debt settlement service providers. The new law is named SB 741/HB 1022 and requires debt settlement service providers to obtain a surety bond if they have a client deposit funds in an account for the payment of debt settlement fees. The surety bond required must be $50,000 and must be issued by a state authorized surety company. The new law will be effective October 1, 2011.

Tags: Bond, Service Provider, Settlement Service, Settlement Service Provider

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September 20th 2011

Friday Video Roundup: 3 Tips on How to Pay Credit Card Debt Off Faster

For our roundup today, we humbly present a fresh crop of videos on money matters straight from YouTube. Enjoy.

3 Tips on How to Pay Credit Card Debt Off Faster Some great tips from Cloud Renaissance on how to spend less, pay less interest, and get out from under your credit card debt sooner.

How To Find Coupons That Save You Money! A great breakdown of different kinds of coupons and where to find them.

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Tags: Card Debt, Credit Card, Credit Card Debt, Faster

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August 26th 2011

Tips for Selling your Gold for Cash

Many people are still hurting from the poor show of the economy in the last few years. Those looking for new ways to bring in funds have the opportunity to sell gold they don’t use- as the price of gold is at its highest in history.

As gold continues to increase, this will be a reliable recourse at any point in the foreseeable future. If you’ve never sold gold before, this article is meant to prime you on the basics of the trade.

How Gold is Sold

Gold items can be sold either for their worth as a retail item or for their raw materials. It almost always makes more sense to sell a gold item for its retail price, though, since there is additional value in a piece that represents some sort of skilled labor or historical significance.

When you sell gold for its scrap value, nothing is taken into consideration but the gold’s purity. Pieces that are produced by a prestigious jeweler, are antiques, or are handmade or unique can all fetch the same price as a similarly sized gold lump, as long as they share the lump’s purity.

Appraising Gold

Although the value of an item’s craftsmanship or antique value is the trickiest part to appraise, the purity of the gold is an important factor in the final price of any item as well. Gold that

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Tags: Gold, Gold Cash

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August 26th 2011

How to achieve your savings goal

Most of us are saving up for something, whether it’s a wedding, a deposit on a property, children’s university fees or even retirement, but finding the best homes for your money to help you achieve your goal isn’t always easy.

The most important thing to consider – other than how much you are trying to save – is how long you have to build up your savings pot, as this will help determine which accounts and investments are likely to be suitable for your needs. Here, we take a look at the various available options…

If you are saving towards a goal that is less than a year away, then only real solution is an easy access savings account. These provide access to your cash at any time without penalty and mean you can pay in what you like at any time too.

Average returns on easy access accounts currently stand at just 0.77% according to data from MoneySupermarket, but there are accounts available which pay more than six times the current Bank of England base rate. 

Top of the easy access savings tables is currently Coventry Building Society’s Poppy Online Saver account, which pays 3.15% variable (including a 1.15% bonus) for the first year. T

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Tags: Achieve, Achieve Savings

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