March 30th 2012

Pending Home Sales Ease Off

Pending home sales fell slightly in February, but continue to run well ahead of last year’s pace, the National Association of Realtors (NAR) reported today. 

Signed contracts for home sales were down a seasonally adjusted 0.5 percent from January, putting the NAR’s pending home sale index at 96.5. That still represented an increase of 9.2 percent from the February 2011 reading of 88.4.   Pending home sales are regarded as a leading indicator for the real estate market, typically anticipating trends in actual sales by one to two months, owing to the time needed to close the sale after a purchase contract is signed. 

Long-term gains still expected

  Despite the small downturn, NAR Chief Economist Lawrence Yun said the overall trend in the housing market remains encouraging.   “The spring home buying season looks bright because of an elevated level of contract offers so far this year,” he said. “If activity Full Article…

Tags: Home Sales, Pending Home, Pending Home Sales, Sales

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March 25th 2012

Which is the best savings account for you?

Hundreds of thousands of savers risk missing out on the potential to earn higher returns elsewhere if they fail to keep a close eye on how much interest they are earning.

This month marks four years since the run on Northern Rock, and it is almost three months since the collapse of the Icelandic banks.

As a result of these crises autumn has become savings season with billions of pounds of money in fixed rate bonds maturing and introductory bonuses on easy access accounts ending around this time.

Kevin Mountford, head of banking at MoneySupermarket, said; “Savers cannot always rely on their banks to remind them that their deal is coming to an end, so they really have to be vigilant and go as far as writing it in their diary or sticking a post-it note on the fridge so they don’t forget when their savings rate will plummet.

If you have money in a savings account that you opened during the autumn a year or more ago, it’s time to check how much interest you are being paid, as you may need to move it.

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March 21st 2012

Guaranteed Payday Loans In 15 Minutes Even When You Have Poor Credit Ratings!

Are you searching for payday loans in 15 minutes?? Unfortunately, things can happen all of the time at a moments notice. When things in your home need to be repaired on the spot, it can be a truly scary time. In order to take care of things, you need quick money. This is not a problem if the money is in the bank.

But, what are your other options when you do not have the money to spend? You can use Payday Loans In 15 Minutes to take care of these unwanted emergencies. The following are just a few interesting facts about fast cash loans.

Application Requirements For Fast Cash Loans

Trying to qualify for a fast cash loan is not a hard thing to do. You can accomplish this in two ways. You can either go online or visit a local source that offers these types of loans. You can get Weekend payday loans on Saturday, Sunday and even bank holidays The requirements for these kinds of lenders are not the same as the restrictive ones for your usual financial locations. You have to be eighteen years old and have a good income source.

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Tags: 15 Minutes, Payday Loans, When

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March 20th 2012

Pros and Cons of Using a Automatic Financial Tracking Application

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One of the first things that my parents taught me to do, financially, was track my expenses. I remembering getting my first bank account, and starting to keep track of everything that went in and out of the account. I had a little paper booklet that I wrote down how much the original balance was, what I bought, how much it was, and what the next balance would be. When I went back to the bank to make another deposit or withdrawal, I would get the updated balance, and compare it to my paper copy. If it didn’t match, I had to figure out where that extra money went to, and why there was a difference.

I hated it. I eventually just stopped doing it, because it ended up amounting to pennies, and it was all because of a simple math mistake or a forgotten purchase. I

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Tags: Financial, Financial Tracking

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March 15th 2012

Setting up IRS Installment Agreements

Duluth/Gwinnett CPA Talks About The Purpose and Use of Form 9465

Setting up IRS Installment Agreements

? You owe income tax that equals to $25,000 or less on Form 1040

? You may be responsible for a Trust Fund Recovery Penalty/which are payroll taxes that you did not pay and you are the Responsible Party.

? You were self-employed and owe self-employment or unemployment taxes and are no longer operating the business/proprietorship/LLC.

? You are responsible for a partnership liability and the partnership is no longer functioning

? You can pay the full amount that you owe within 120 days.

? You are planning on requesting an online payment agreement.

? The tax you owe is no more than $10,000

? In the past 5 years you have filed all your taxes on time and paid any taxes due to you and your spouse if you have one.

? The IRS decides that you can in no way pay the money owed.

Tags: Agreements, Installment Agreements, Irs Installment, Irs Installment Agreements

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